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Wealth & Investments

ELSS / Tax Saving Funds

Tax Saving

Consider eligible tax-saving equity funds while understanding market risk, lock-in and prevailing tax rules.

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Key benefits

How this service can help

  • Eligible Section 80C option under prevailing law
  • Equity growth potential
  • Three-year statutory lock-in
  • SIP or lump-sum options

Who this is for

Investors seeking a goal-based approach matched to their horizon, liquidity needs and willingness to accept risk.

Key features

  • Each SIP instalment has its own lock-in
  • Tax benefit depends on regime and eligibility
  • Equity-oriented and market-linked

Eligibility / requirements

What is generally required

  • PAN and completed KYC
  • Eligibility under prevailing tax rules
  • Capacity to remain invested through lock-in

Documents

Keep these details ready

  • PAN and identity/address proof
  • Cancelled cheque or bank proof
  • KYC and FATCA declarations, as applicable

How it works

A clear, guided process

  1. STEP 1

    Confirm tax regime and eligibility

  2. STEP 2

    Assess equity risk

  3. STEP 3

    Compare suitable ELSS schemes

  4. STEP 4

    Invest and retain records

Frequently asked questions

Common questions

Who should consider ELSS / Tax Saving Funds?

Suitability depends on your goal, time horizon, liquidity needs and risk profile. Review these factors before investing.

Are returns guaranteed?

No. Market-linked returns fluctuate and are not guaranteed.

Can I change or stop the plan?

Transaction, lock-in, exit-load and tax rules vary. Check the selected scheme terms before making changes.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Tax benefits depend on prevailing law and individual eligibility.

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