Business Loan
Funding guidance for working capital, expansion and operational growth.
Who Can Apply?
Self-Employed Business
Eligibility commonly considers income, age, stability, credit history, existing obligations and repayment capacity. Exact criteria vary by lender.
Self-Employed Professional
Eligibility commonly considers income, age, stability, credit history, existing obligations and repayment capacity. Exact criteria vary by lender.
Loan Eligibility
- Income and repayment capacity
- Age and employment or business stability
- Credit history and existing obligations
- Requested amount and tenure
- Property value and documents where secured
Interest Rates
Interest rates vary by lender and applicant profile. They depend on credit history, loan amount, employment or business category, security, banking relationship and market conditions.
Compare OptionsLoan Tenure
Lower monthly EMI
Higher total interest
Higher monthly EMI
Lower total interest
EMI Calculator
An estimated planning tool—not a lender offer.
Monthly EMI
₹26,992
Total Interest
₹34,78,027
Total Repayment
₹64,78,027
- Principal
- ₹30,00,000
- Interest
- ₹34,78,027
Documents Required
Salaried
- • PAN and KYC
- • Address proof
- • Salary slips and bank statements
- • Form 16 / income documents
- • Employment proof
Self-Employed
- • PAN and KYC
- • Business proof and GST information where applicable
- • Bank statements and ITR
- • Profit & Loss and Balance Sheet
- • Property/security documents where applicable
Final document requirements may vary by lender and applicant profile.
Fees & Charges
Possible costs include processing, documentation, valuation and legal charges where applicable, stamp duty, insurance where voluntarily or contractually applicable, and foreclosure or prepayment charges. Actual charges vary by lender and product.
Loan Process
- STEP 1
Submit Requirement
- STEP 2
Profile Review
- STEP 3
Document Collection
- STEP 4
Lender Selection / Application Login
- STEP 5
Credit Assessment
- STEP 6
Sanction
- STEP 7
Disbursement
Compare Suitable Lending Options
FinanceGuru can help identify suitable participating lending options based on your profile. Maintained lender pricing is not currently available in a structured real-time source, so no fabricated rate table is shown.
Check My OptionsBusiness Loan FAQs
How is eligibility assessed?
Requirements and terms vary by lender and applicant profile. FinanceGuru can review your requirement and explain suitable available options.
What documents are required?
Requirements and terms vary by lender and applicant profile. FinanceGuru can review your requirement and explain suitable available options.
Can I add a co-applicant?
Requirements and terms vary by lender and applicant profile. FinanceGuru can review your requirement and explain suitable available options.
How do tenure and EMI affect total interest?
Requirements and terms vary by lender and applicant profile. FinanceGuru can review your requirement and explain suitable available options.
Can I prepay the loan?
Requirements and terms vary by lender and applicant profile. FinanceGuru can review your requirement and explain suitable available options.