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Wealth & Investments

Child Future Plan

Future Planning

Create an inflation-aware investment roadmap for education and other important child milestones.

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Key benefits

How this service can help

  • Goal and inflation-based planning
  • Milestone contribution roadmap
  • Diversified approach
  • Periodic progress reviews

Who this is for

Investors seeking a goal-based approach matched to their horizon, liquidity needs and willingness to accept risk.

Key features

  • Contribution depends on target and horizon
  • Risk can reduce as the goal approaches
  • Outcomes are not guaranteed

Eligibility / requirements

What is generally required

  • Target amount and goal date
  • Valid PAN and completed KYC
  • Active bank account
  • Goal, horizon and risk-profile discussion

Documents

Keep these details ready

  • PAN and identity/address proof
  • Cancelled cheque or bank proof
  • KYC and FATCA declarations, as applicable

How it works

A clear, guided process

  1. STEP 1

    Define milestone and present cost

  2. STEP 2

    Estimate future target

  3. STEP 3

    Choose allocation and contribution

  4. STEP 4

    Review and rebalance

Frequently asked questions

Common questions

Who should consider Child Future Plan?

Suitability depends on your goal, time horizon, liquidity needs and risk profile. Review these factors before investing.

Are returns guaranteed?

No. Market-linked returns fluctuate and are not guaranteed.

Can I change or stop the plan?

Transaction, lock-in, exit-load and tax rules vary. Check the selected scheme terms before making changes.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Ready to take the next step?

Tell us what you need and our team will contact you with relevant guidance.

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Need help?Ask Luna