FinanceGuru logoFinanceGuruA brand owned by Real Money

Wealth & Investments

Retirement Plan

Retire Smart

Develop an accumulation and income strategy based on retirement lifestyle, horizon and risk comfort.

Get Assistance

Key benefits

How this service can help

  • Retirement corpus estimation
  • Inflation-aware planning
  • Accumulation and withdrawal strategy
  • Periodic review

Who this is for

Investors seeking a goal-based approach matched to their horizon, liquidity needs and willingness to accept risk.

Key features

  • Asset mix changes with horizon
  • Longevity and healthcare costs matter
  • Market-linked outcomes are not guaranteed

Eligibility / requirements

What is generally required

  • Expected retirement age and budget
  • Current assets and liabilities
  • Risk and income expectations

Documents

Keep these details ready

  • PAN and identity/address proof
  • Cancelled cheque or bank proof
  • KYC and FATCA declarations, as applicable

How it works

A clear, guided process

  1. STEP 1

    Estimate retirement expenses

  2. STEP 2

    Calculate corpus gap

  3. STEP 3

    Build contribution and allocation plan

  4. STEP 4

    Review and transition toward income

Frequently asked questions

Common questions

Who should consider Retirement Plan?

Suitability depends on your goal, time horizon, liquidity needs and risk profile. Review these factors before investing.

Are returns guaranteed?

No. Market-linked returns fluctuate and are not guaranteed.

Can I change or stop the plan?

Transaction, lock-in, exit-load and tax rules vary. Check the selected scheme terms before making changes.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Ready to take the next step?

Tell us what you need and our team will contact you with relevant guidance.

Request a Call Back
Need help?Ask Luna