Wealth & Investments
Systematic Withdrawal Plan (SWP)
Regular IncomePlan scheduled withdrawals from eligible mutual fund holdings while balancing cash-flow needs and corpus longevity.
Get AssistanceKey benefits
How this service can help
- Scheduled cash-flow planning
- Flexible amount and frequency
- Remaining corpus stays invested
- Disciplined redemptions
Who this is for
Investors seeking a goal-based approach matched to their horizon, liquidity needs and willingness to accept risk.
Key features
- Withdrawals redeem units
- Corpus can decline
- Exit load and tax may apply
- Not a guaranteed-interest product
Eligibility / requirements
What is generally required
- Sufficient eligible fund units
- Verified bank account
- Sustainable withdrawal assessment
Documents
Keep these details ready
- PAN and folio details
- Bank proof
- SWP instruction
How it works
A clear, guided process
- STEP 1
Estimate income need
- STEP 2
Review corpus and asset mix
- STEP 3
Choose amount and frequency
- STEP 4
Monitor sustainability
Frequently asked questions
Common questions
Who should consider Systematic Withdrawal Plan (SWP)?
Suitability depends on your goal, time horizon, liquidity needs and risk profile. Review these factors before investing.
Are returns guaranteed?
No. Market-linked returns fluctuate and are not guaranteed.
Can I change or stop the plan?
Transaction, lock-in, exit-load and tax rules vary. Check the selected scheme terms before making changes.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Ready to take the next step?
Tell us what you need and our team will contact you with relevant guidance.
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